When an employer self-insures its health benefits, catastrophic claims can threaten the program and put the employer’s financial stability at risk.
We know employers are tired of seeing their healthcare costs go up year after year, and we have tools to help.
For many years, Physicians Insurance has partnered with employers and their brokers to provide competitive coverage for those who self-insure their health benefits in Oregon and Washington.
Now we can also assist employers in Wyoming, Montana, Utah, and Idaho—and very soon in Alaska too. This expansion means more opportunity to help you reduce the impact of healthcare expenses on your bottom line. We can customize your policies and tailor our employer medical stop-loss coverage to meet the financial levels you are comfortable with. This includes higher deductibles, guaranteed rate caps, early renewals, and more.
Contact your broker and tell them you’re interested in an EMSL quote from Physicians Insurance. Or just give us a call. To learn more, contact Nancy Lee at nancyl@phyins.com, 206-343-6531 or 800-962-1399.