The Physicians Insurance Way
When a new report is made to us, seasoned claims staff will contact you to discuss the details of the medical treatment and next steps depending on the type of report. If the report requires no further action, we will maintain the report with no negative consequence to your claim record.
Litigation
If the report is a lawsuit or becomes a lawsuit, highly experienced medical negligence defense attorneys will be retained to represent you. In medical negligence cases, defense costs are outside of your policy limit.
- We vigorously defend non-meritorious claims, and we settle meritorious claims timely and fairly.
- We conduct a thorough investigation including consultant reviews of your care. The process and length of the investigation may vary from state-to-state.
- As a member, you are kept fully apprised of the investigation and when it is time to make a decision about how to resolve the claim, policyholders are always the decision makers whether to settle.
Litigation Support
Stress is an almost inevitable component of litigation. A physician survey indicates that stress manifests in the physician’s physical health in ways that include, but are not limited to fatigue, anxiety, and loss of sleep. In addition, other areas affected by litigation may include income, relationships with peers, productivity, and family relationships.
- Physicians Insurance the Provider Support Program, a unique service to policyholders. In the event you become a defendant in a medical malpractice lawsuit, you will have access to our support services to help you and your family manage the stress of litigation. In addition, all discussions of support are privileged communications and confidential.
- A claim or lawsuit is an unfortunate risk of practicing medicine but we hope you realize you are not alone. Our support, experience, and defense strategies will guide you to a resolution while keeping you productive professionally and personally.
Claims & Policyholder Committee
The most serious cases are reviewed by our Claims & Policyholder Committee. This Committee consists of various specialists and industry leaders, which allows us to conduct a comprehensive review when evaluating such cases and their potential resolution.
The Physicians Insurance Way
When a new report is made to us, seasoned claims staff will contact you to discuss the details of the medical treatment and next steps depending on the type of report. If the report requires no further action, we will maintain the report with no negative consequence to your claim record.
Litigation
If the report is a lawsuit or becomes a lawsuit, highly experienced medical negligence defense attorneys will be retained to represent you. In medical negligence cases, defense costs are outside of your policy limit.
- We vigorously defend non-meritorious claims, and we settle meritorious claims timely and fairly.
- We conduct a thorough investigation including consultant reviews of your care. The process and length of the investigation may vary from state-to-state.
- As a member, you are kept fully apprised of the investigation and when it is time to make a decision about how to resolve the claim, policyholders are always the decision makers whether to settle.
Litigation Support
Stress is an almost inevitable component of litigation. A physician survey indicates that stress manifests in the physician’s physical health in ways that include, but are not limited to fatigue, anxiety, and loss of sleep. In addition, other areas affected by litigation may include income, relationships with peers, productivity, and family relationships.
- Physicians Insurance the Provider Support Program, a unique service to policyholders. In the event you become a defendant in a medical malpractice lawsuit, you will have access to our support services to help you and your family manage the stress of litigation. In addition, all discussions of support are privileged communications and confidential.
- A claim or lawsuit is an unfortunate risk of practicing medicine but we hope you realize you are not alone. Our support, experience, and defense strategies will guide you to a resolution while keeping you productive professionally and personally.
Claims & Policyholder Committee
The most serious cases are reviewed by our Claims & Policyholder Committee. This Committee consists of various specialists and industry leaders, which allows us to conduct a comprehensive review when evaluating such cases and their potential resolution.
![Claims Litigation Photo](/sites/default/files/styles/ist_webp/public/2024-01/Claims%20Litigation%20Photo.jpg.jpg.webp?itok=iwdn_N78)
Webinar Series: Trial Takeaways
The Physicians Insurance claims team has a deep understanding of local defense, plaintiff counsel, and judicial environments. This understanding, combined with our strong relationships and resources, has resulted in a 10-year average of over 97.8% defense verdicts in Members’ jury trials. One of our most recent cases was no exception.