Management Liability

Physicians Insurance Healthcare Facility Management Liability Policy is a flexible modular three-part policy designed to protect you from unforeseen liability related to the operation and management of a business. Physicians Insurance Modular Management Liability policy offers enhanced coverage including Directors and Officers Coverage, Employment Practices Liability coverage and Fiduciary Liability coverage.

Directors and Officers Liability Coverage:

Protect your directors and officers from liabilities related to their performance of their fiduciary duties:

  • Individual and Entity coverage
  • HIPAA, EMTALA, IRS, Excess Benefits Transactions Tax coverage
  • Antitrust violations coverage
  • Regulatory Wrongful Act coverage
  • Derivative Demand coverage

Employment Practices Liability Coverage:

Protects your practice from liability related to multiple employee allegations including:

  • Wrongful termination of employment
  • Discrimination
  • Harassment
  • Retaliation
  • Whistleblower
  • Family Medical Leave
  • Wage and Hour (optional)
  • HR Hero, an online portal with handbooks, checklists, and staff training to mitigate employment-related risks

Fiduciary Liability Coverage:

Protects fiduciaries and plan sponsors from unforeseen litigation related to employee benefit programs.

  • Breach of fiduciary duty under ERISA
  • Settlement Program coverage
  • HIPPA coverage
  • Healthcare Exchange coverage
  • Multiple civil penalties and fines sublimits