Physicians Insurance
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Who We Are

Physicians Insurance was founded in 1981 under the auspices of the Washington State Medical Association. Physicians believed then, as they do now, that they would get better service and outcomes from a company that they owned, rather than from a giant, national firm with no local presence.

Since then, other insurance carriers have entered and left the market, but Physicians Insurance has remained the stable, committed, and local insurer for physicians, clinics, facilities, and hospitals. In the past 30 years, the company has experienced steady growth and has built a strong financial base by providing exceptional customer service at competitive rates.

Today, Physicians Insurance serves more than 7,000 members in Washington, Idaho, Oregon, and Wyoming, and provides risk-management consulting, continuing medical education, and claims administration services. The company has grown to be the largest insurer of physicians in Washington State and is rated A- (Excellent) by A.M. Best Company*.

Our Mission
  • To provide insurance coverage to physicians and other health care providers at the lowest possible cost consistent with sound financial and insurance practices.
  • To anticipate and respond to changing needs and trends in a manner that is beneficial to our members.
  • To improve the quality of medical care and patient safety.
  • To protect the personal and professional interests of our members consistent with sound financial and insurance practices.

Our Core Values
We are committed to creating an environment that embodies the following values:
  • Service. Our hallmark is the excellence of our service to our external clients and internally to each other.
  • Integrity. Honesty and integrity consistently guide the conduct of our business and our relationships with those outside of the company and with each other.
  • Collaboration. We value and support a spirit of teamwork, cooperation, and encouragement, in an environment in which all employees can grow.
  • Respect. We respect individuality and the strength that flows from the diversity of backgrounds, experience, and perspectives.
  • Protection. We take care of and protect our insureds in a hostile legal environment better than any other company.

*A.M. Best’s ratings are on a scale from A++ (superior) down to D (poor) with even lower ratings for companies under regulatory supervision or in liquidation.
A Brief History of Leading the Way


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